DSCR Loan Calculator

Calculate your Debt Service Coverage Ratio to see if you qualify for a DSCR loan

Enter Property Details

Fill in the information below to calculate your DSCR ratio

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Your DSCR Ratio

Based on your property details

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Monthly Rental Income: $0
Monthly Mortgage Payment: $0
Monthly Property Tax: $0
Monthly Insurance: $0
Monthly HOA Fees: $0
Total Monthly Expenses: $0

Qualification Status

Enter your property details to see if you qualify for a DSCR loan.

Understanding DSCR Loans

What is DSCR?

Debt Service Coverage Ratio measures a property's ability to cover its debt obligations with rental income.

Minimum Requirements

Most lenders require a DSCR of at least 1.0, with some preferring 1.25 or higher for better rates.

No Income Verification

DSCR loans qualify based on the property's cash flow, not your personal income, tax returns, or employment history.

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Frequently Asked Questions

Common questions about DSCR calculations and loans